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GST- Underconstruction property

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    For underconstruction property,if a GST payment is due in March , does the new anticipated change of 5% on the payment or one has to pay the old rate of 12%.
    My builder is insiting on a full 12% payment for a flat booked in January and GST payment due in March2019 end.
    Also , the builder does not aim to provide any refund for overpayment of GST amount.
    Can anybody please guide?

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